Loans to suit your needs

Affordable loans at a fair interest rate

Payroll Plus

Earn | Save | Borrow

Save for Christmas

It’s never too early to start saving

Savings Accounts

Save a little or as much as you need

Loans from £200 to £15,000

Borrow at an affordable rate of interest.
A range of loans to suit your needs.

Savings Accounts to suit your needs

Save as little or as much as you need.
FSCS protected.

Christmas & New Year Opening Hours

Welcome to Hoot Credit Union

Join the thousands of members

who benefit from Hoot savings and loans

Hoot Credit Union is there for you with flexible, approachable financial services, whether it’s for personal loans or savings.

Our only shareholders are our members, which means you – and your community – are in control. Our members are more than just customers because we put you first.

Our products and services are designed to help our members manage their money well and our profits are shared amongst members or used to benefit the whole community.

Every penny is used to benefit you. That doesn’t mean less security though – you’re protected by the Financial Services Compensation Scheme (FSCS).

Have you made your Bolton Family Pledge yet?

Click the image below to find out more…

Hoot Credit Union

Hoot Savings & Loans

Savings

Simple ways of savings for your goals

Loans

Borrow at an affordable rate of interest. A range of loans to suit your needs

Payroll Plus

Save | Borrow | Earn

Help Centre

Help when you need it

Hoot Credit Union

Read our Blog

At Hoot Credit Union, our mission is to help our community become wiser with money and feel confident in their financial choices. Our blog brings together the latest updates, real member experiences, practical money tips, and insights from our leadership team. Whether you’re looking to stay informed, learn new ways to manage your finances, or feel more connected to your credit union, you’ll find everything you need right here.

News & Updates

Find the latest news from Hoot Credit Union, including service updates, new initiatives and important information for members. Stay informed about what’s happening across your credit union.

Member Stories

Discover real experiences from Hoot members. These stories show how our community supports one another and how saving or borrowing with Hoot can make a positive difference.

Money Saving Tips

Simple, practical advice to help you make the most of your money. From everyday budgeting to building better habits, these tips support your financial wellbeing.

Messages from the CEO

A direct space for leadership updates, reflections and insights from our CEO. Stay connected with Hoot’s vision, direction and commitment to our members.