Opening hours and services during lockdown

We are still open

We are still open during lockdown.


Telephone, email and online services are open 9.30am to 4pm Monday to Friday

Branch is open 10am to 1pm Monday to Friday for emergency cash services only

Register on the member area to find balances, send messages and make withdrawals

You can also download our Incuto App in the Apple Store or Google Play.


Click here for more details

Hoot Credit Union is there for you with flexible, approachable financial services, whether it’s for personal loans or savings.


Our only shareholders are our members, which means you – and your community – are in control. Our members are more than just customers because we put you first.


Our products and services are designed to help our members manage their money well and our profits are shared amongst members or used to benefit the whole community.


Every penny is used to benefit you. That doesn’t mean less security though – you’re protected by the Financial Services Compensation Scheme (FSCS).

Our Loans

Our Loans

With loans from £200 to £15,000 at a fair rate of interest, there is a loan to suit you.


Saving With Us

Saving With Us

A range of savings accounts to help you build a healthy savings pot


The CU Difference

The CU Difference

Find out what makes a credit union different and why we put members at the centre.


How we protect your money


Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.


FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.


For more information on how we protect your money please click here.

Hoot is 100% for the member and they help you according to your situation.


Zoe, Bolton

Member of ABCUL

Founder member of CFCFE

Member of Credit Unions for Greater Manchester

Authorised and Regulated by