Hoot Credit Union is there for you with flexible, approachable financial services, whether it’s for personal loans or savings.
Our only shareholders are our members, which means you – and your community – are in control. Our members are more than just customers because we put you first.
Our products and services are designed to help our members manage their money well and our profits are shared amongst members or used to benefit the whole community.
Every penny is used to benefit you. That doesn’t mean less security though – you’re protected by the Financial Services Compensation Scheme (FSCS).
Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.
FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.
For more information on how we protect your money please click here.