How can Hoot Credit Union help you?

Hoot Credit Union is there for you with flexible, approachable financial services, whether it's for personal loans or savings.

Our only shareholders are our members, which means you - and your community - are in control. Our members are more than just customers because we put you first.

Our products and services are designed to help our members manage their money well and our profits are shared amongst members or used to benefit the whole community.

Every penny is used to benefit you. That doesn’t mean less security though - you’re protected by the Financial Services Compensation Scheme (FSCS).

The benefits of joining Hoot Credit Union

Access savings and loans and help your community at the same time

Whether you are a saver or a borrower you can be assured of a good deal, excellent service and the knowledge that you are helping others in your community to access fair and affordable finance. We only lend money to our members who live or work in Bolton and Bury. That means that the money stays at the heart of the community and benefits everyone.

  • Secure savings with access when you need them
  • Fair and affordable loans
  • Excellent customer service
  • Lots of ways to access your account
  • Supporting our community

Are you eligible to join?

Find out about our 'Common bond'

Join Us

We welcome you to our credit union

Find out more

If you live, work or study in the BL0-BL9, M25-M29, M38, M45 and M46 postcode areas you are eligible to join Hoot and can take advantage of our great savings and loans products. You’re also eligible if you are employed by any of the following employers: Bolton at Home, Bolton Council, Greater Manchester NHS Mental Health Foundation Trust, Salvation Army Housing Association, Bolton NHS Trust, Bolton College, Warburtons, Greenhalgh's Craft Bakery, Seddon Construction Ltd, Herbert T Forrest Ltd, AO World Plc, Whistl Ltd or Starts With You.

Ways to bank

It's easy and fast to bank with us



Manage your account online

In Branch

In branch

Visit us at The Square



Call us on 01204 365 024

How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here

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