Hoot Credit Union

Money At The Heart Of Your Community

Affordable loans from £200

The loan you want - when you need it

Simple, secure saving

It's easy to make your money grow

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Accessing Hoot services

How to access Hoot services

Please see our Contact Us page for the latest opening hours

If you are a member of Hoot you can register on the member area to find balances and make withdrawal requests.

You can also download our App. Look for Incuto in the Apple Store or Google Play

Email enquiries@wisewithmoney.org.uk to register your bank details and mobile so you can arrange online withdrawals.

Once registered you can also send messages or request a call back.

CLICK HERE FOR OUR LATEST SERVICE STATUS

Loans, savings and much much more

Hoot Credit Union is there for you with flexible, approachable financial services, whether it’s for personal loans or savings.

Our only shareholders are our members, which means you – and your community – are in control. Our members are more than just customers because we put you first.

Our products and services are designed to help our members manage their money well and our profits are shared amongst members or used to benefit the whole community.

Every penny is used to benefit you. That doesn’t mean less security though – you’re protected by the Financial Services Compensation Scheme (FSCS).

Products and Services

Our Loans

With loans from £200 to £15,000 at a fair rate of interest, there is a loan to suit you.

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Saving With Us

A range of savings accounts to help you build a healthy savings pot

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The CU Difference

Find out what makes a credit union different and why we put members at the centre.

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How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here.