People Helping People


Hoot Credit Union is a financial co-operative which is owned and controlled by its members and is a friendly, local alternative to banks or building societies. Established since 2005; we offer accessible saving and affordable loans to members.


If you live, work or study in the BL0-BL9, M25-M29, M38, M45 and M46 postcode areas you are eligible to join Hoot and can take advantage of our great savings and loans products. You’re also eligible if you are employed by any of the following employers: Bolton at Home Group, Bolton Council, Greater Manchester West NHS Mental Health Foundation Trust, Salvation Army Housing Association, Premex, Bolton NHS Trust or Bolton College.
You have ownership – You are the shareholder and your interests and those of other members come first. Profits are shared amongst the members, not fat cat city investors.


You have a say – Members elect the Board of Directors to represent your interests. The Board report back to members at the annual
general meeting.


It’s all about you and your community – Our staff understand what members want and everything we do is for the benefit of members and the local community.


We save you money – Hoot offers flexible savings and affordable loans at fair and responsible rates saving the community hundreds of thousands of pounds in loan interest.


Member of ABCUL

Your money is protected

Member of Credit Unions for Greater Manchester

Authorised and Regulated by