Am I eligible?

You can apply for a Hoot account if you meet our criteria for membership and agree with the terms of membership.

You must be 16 years or over

Live, work or study in any one of the postcodes on the map

Live in the same household as someone who is eligible

If you don’t qualify for one of these but live in the same household as someone who does, you are eligible to join.

Don’t think you are eligible?

Find out which credit union you can join…

Find out

Hoot Credit Union

Eligible to Apply?

Once you’re ready to apply, make sure you have these things to hand before you start:



A valid email address that only you use



Mobile number



National Insurance number

As part of the application we will conduct an online identification check. If we need more information to verify your ID we will contact you.

Apply

Terms of Membership

Hoot is a Co-operative and Community Benefit Society and members are bound by credit union rules. As a member of the credit union, you are expected to abide by the rules.

Read our Rulebook >>

Key points regarding your membership contained within these rules are:

By joining the credit union you are agreeing with its social goals.

You must retain a minimum balance of £1 to remain a member of the credit union.

As a condition of membership, you must save regularly with the credit (maximum savings apply).

You have access to your savings at any time by means provided by the credit union; unless your savings are attached to a loan according to any loan agreement you have signed.

You agree to pay back any loan you have according to the signed agreement.

You may withdraw your membership at any time in accordance with the rules.