The Credit Union Difference


Hoot Credit Union is a member-owned co-operative dedicated to serve our members.


As a democratic, co-operative organisation our members are the shareholders and their interests come first. Profits are shared amongst the members, not fat-cat city investors. Members elect the Board of Directors to represent members’ interests. The Board report back to members at the annual general meeting.



Our AGM is your opportunity to have your say. It’s where you can vote for our board members and help with other key decisions that make a real difference to Hoot Credit Union and our members.


You can hear about what we have been doing in the past year and find out about the financial accounts. You can also elect the Board of Directors – your representatives.


Each Member of the credit union has one vote irrespective of the amount of savings they have in the credit union.


 Click here for Hoot Credit Union Rules

Board of Directors


The Board of directors determines the future direction of the credit union on behalf of the members. It plans targets and regularly evaluates progress towards achieving these targets. All Directors are volunteers. Although directors do not receive any payment for their services to the credit union, reasonable travel expenses will be paid. The Hoot Board has a minimum of 5 and a maximum of 11 directors elected by the membership by the members at the Annual General Meeting, normally for a term of three years. If you are interested in seeking nomination for the board you should read this information and complete a nomination form.


The dates for nominations are included in the AGM notice each year.


Get on Board Board Information Pack

Annual General Meetings (AGMs)


Each year Hoot holds an AGM to present the Annual Report and Accounts, elect directors of the board and make any changes to rules as deemed necessary.


The AGM is an opportunity for members to see how the credit union is doing and to ask any questions they may have to the Board of Directors and CEO.


Members receive notice of the AGM between 14 and 30 days before the date of the meeting.


Hoot Annual Report

Member of ABCUL

Savings Protected up to £85,000

Member of Credit Unions for Greater Manchester

Authorised and Regulated by