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  • Secure savings with access when you need them
  • Fair and affordable loans
  • Excellent customer service
  • Lots of ways to access your account
  • Supporting your community


Payroll deduction with Hoot Credit Union is a convenient and efficient way for you to save money. Monthly deductions are made directly from salary payments and transferred to your Hoot savings accounts.


Hundreds of Bolton at Home employees save with Hoot Credit Union through payroll and benefit from accessible savings and affordable loans.


Many payroll members say that having a credit union account encourages them to resist the temptation to dip into savings thus saving more in the long run. The ability to save and repay loans by payroll deduction means many are less likely to miss payments and get into unmanageable debt.

Enjoy the benefits of joining Hoot Credit Union

Just so long as you are employed by Bolton at Home you can enjoy the benefits of joining Hoot Credit Union.


Whether you are a saver or a borrower you can be assured of a good deal, excellent service and the knowledge that you are helping others in your community to access fair and affordable finance.


We only lend money to our members who live or work in Bolton and Bury. That means that the money stays at the heart of the community and benefits everyone

To change your deductions


Email enquiries@wisewithmoney.org.uk to request an electronic amendment form.

Member of ABCUL

Your money is protected up to £85,000

Member of Credit Unions for Greater Manchester

Authorised and Regulated by