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What to look for when applying for a loan

What to look for when applying for a loan

Sometimes choosing the best deal is difficult if you don’t understand what things mean. Click here to find out more.
How do we make a loan decision?

How do we make a loan decision?

We often get asked how we decide who gets a loan. You can find out what our loan decision making process is here.
Can't make your loan repayment?

Can't make your loan repayment?

Please contact us straight away if you are struggling with your loan repayments. We want to find a way to help. You can find out more about what to do if you can’t make repayments here.
Money Navigator

Money Navigator

Looking for Money Guidance but don’t know where to begin? The Money Helper Navigator Tool can help you find the help you need.
The Quo Money Manager App

The Quo Money Manager App

Find out how small changes to your daily spending can save you money with the Quo Money Manager App
Dealing with debt

Dealing with debt

Are you struggling to keep up with multiple debt repayments.Try this useful debt advice locator.
Need to save on energy costs?

Need to save on energy costs?

Energy costs are rising and many people struggle to keep up with the bills. Here is some useful information and options if you are worried about energy costs.
Budget Planner

Budget Planner

Try this handy Budget Planner to analyse how much money you have coming in and what you’re spending it on.
Claiming Universal Credit?

Claiming Universal Credit?

Get information and guidance if you are on Universal Credit or will soon be claiming it.
Want to start saving?

Want to start saving?

The Couch to Financial Fitness tool is a free, step-by-step programme, designed to help you feel better about managing your money.
Why do I have to save?

Why do I have to save?

Hoot is a savings and loan co-operative and, as well as offering affordable credit, our mission is to get people into the savings habit. Find out why here.
Saving through payroll

Saving through payroll

Check to see if your employee is a payroll saving partner.
Loan Protection and Life Savings Cover

Loan Protection and Life Savings Cover

Did you know that your savings and loan are protected by our Life Savings and Loan Protection Insurance? Find out more here.
Making a complaint

Making a complaint

We aim to offer our members a high quality of service at all times. If you feel you have been let down, please tell us about it, and we will do our best to put things right. Find out how here.
Frequently Asked Questions

Frequently Asked Questions

Can’t find the answer to your question. Try our FAQs. If you still can’t find your answer, contact us.