Simple, straightforward loans designed with the needs of our members in mind

 

Hoot Credit Union provides affordable loans ranging from £200 to £15,000 starting from 12.7%  APR, subject to status.

 

One of the features of our loans is that our members only pay interest on the reducing balance. This means that we only charge you interest on how much you have left to pay, not on how much you borrowed in the first place.

 

In the long run you simply pay less – and we won’t charge you a penny for paying your loan back early!

 

You can also have peace of mind with our personal loans which have gained a 5 Star rating awarded by the Fairbanking Foundation.  To find out what the ratings mean for you, click on one of our personal loan products below and check out our product features.

 

More information about lending from Hoot can be found in our FAQs.

Our loan products at a glance

Handy Loan

Handy Loan

Borrow up to £2,000.

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Budget Loan

Budget Loan

Borrow from £2,001 to £10,000.

 

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Premier Loan

Premier Loan

Loans from £10,000 to £15,000

 

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Family Loan

Family Loan

Loans up to £500

 

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I got my carpets with a Hoot loan and it makes you feel great when your home looks nice. I’m very pleased and it’s even better now I’m saving. Plus it means that if I need help in the future I can go back to Hoot. If I needed a new fridge, I can go to Hoot and get a brilliant deal. Getting my Hoot loan has made me feel a lot better!

 

Debra, Bolton

Member of ABCUL

Founder member of CFCFE

Member of Credit Unions for Greater Manchester

Authorised and Regulated by

Your money is protected up to £85,000.