Hoot Credit Union offers free life insurance on your savings and on your loans*


Life Savings Protection


Savings insurance has been designed to make the lives of families and next of kin easier in the event of death. A lump sum on bereavement can help towards funeral costs or could be left as a legacy for a loved one.


Loan Protection


When you take out a loan with us you also get Loan Protection. If you were to die before your Credit Union loan is repaid, this  protection can help towards settling the debt, so that it is not passed on to your loved ones.


This free benefit to members will not take away the pain but it will certainly help with the financial strain of bereavement. Download our leaflet for more information.



* Subject to terms and conditions. Cover limits and certain restrictions apply based on savings balance and on age at death or age when savings were made. Individual limits and restrictions may also vary over time.


Life Savings Protection and Loan Protection is underwritten by Maiden UK Ltd


Maiden UK Ltd is authorised by the Prudential Regulation Authority and regulated by Financial Conduct Authority and Prudential Regulation Authority.


In association with CMutual Group Limited


CMutual Group Limited is authorised and regulated by the Financial Conduct Authority.