Build a savings pot to achieve your goal


Whether it’s a dream wedding, a once in a lifetime holiday, a new car, university fund or a special occasion, a Nest Egg account allows you to put by a little each week or month.


You can transfer a lump sum of money from their Regular Savings Account or set up a regular payment by splitting your deposits between your Regular Savings Accountother savings pots.


Simply tell us what you are saving for and how much you want to save in the Nest Egg and we will set it up for you.

  • Local, friendly service
  • Secure savings
  • Easy ways to deposit
  • Instant access
  • Opening a Nest Egg account is free.
  • Save as much as you can afford.
  • Savings are covered by the Financial Services Compensation Scheme.
  • You can withdraw savings at any time by cash withdrawal or bank transfer.


You must have an existing Hoot Regular Savings Account to open your Nest Egg.


Call us to ask about the Nest Egg Account.

  • The Nest Egg Account is only available to existing Hoot Credit Union members and may be opened by contacting the office by telephone or by completing Nest Egg Application Form.
  • Savings can be paid into the Nest Egg account throughout any given calendar year and can be withdrawn at any time.
  • Lump sum deposits may be made at any time into the Nest Egg Account subject to any applicable limits and can be made by cash deposit, bank transfer or debit card, Deposits may be subject to Money Laundering Verification.
  • A member’s collective savings balance cannot exceed £15,000 or any such limit declared by the credit union in accordance with regulatory limits.
  • We regret that we cannot accept personal or third party cheques as deposit. Cheques from approved organisations made out to the member are accepted and require ten days clearance from the date of deposit.


Financial Services Compensation Scheme


Your eligible deposits with Hoot Credit Union Ltd are protected by the Financial Services Compensation Scheme, the UK’s deposit protection scheme.


Click here for more information or visit


Credit unions are regulated by the Financial Conduct Authority and the Prudential Regulation Authority.


Free life savings insurance


Hoots offers free life insurance on your savings and on your loans (age restrictions and limits apply).


The amount covered depends on your age when you put money into the credit union There is no insurance on money saved under the age of 18 or over the age of 80.


How our free life insurance can help:


Life cover protects adds to your savings in case of death and repays your loan if you die before you have paid it off (terms and conditions apply).

Find your ideal savings account

Regular Savings Account

Regular Savings Account

Our basic savings account available to all members


Young Savers

Young Savers

Savings for under 16s


Christmas Savings Account

Christmas Savings Account

Savings to cover the cost of Christmas


Member of ABCUL

Authorised and Regulated by

Member of Credit Unions for Greater Manchester

Your money is protected up to £85,000