Generic Loans


Hoot Loans designed to meet your needs

Simple, straightforward loans designed with the needs of our members in mind

Hoot Credit Union provides low interest loans ranging from £200 to £15,000 at 8.7% - 42.6% APR, subject to status.

One of the features of our loans is that our members only pay interest on the reducing balance. This means that we only charge you interest on how much you have left to pay, not on how much you borrowed in the first place.

In the long run you simply pay less - and we won't charge you a penny for paying your loan back early!

You can also have peace of mind with our personal loans which have gained a 5 Star rating awarded by the Fairbanking Foundation.  To find out what the ratings mean for you, click on one of our personal loan products Handy Loan, Budget Loan, Premier Loan and check out our product features.