Saving money - helping the environment
The Hoot Green Loan is designed to help you make your home more energy efficient
If you are a Hoot member and living in Bolton the Green Loan can enable you to borrow money for energy saving items and make even more savings on your bills! The really good news is that our Green Loans are interest free provided you can show proof of purchase or installation and do not miss any loan repayments. With repayments spread over a period of up to 3 years at an affordable interest rate. Once your loan is repaid you simply have to produce proof of purchase and installation of your item and show that you have not missed any of your repayments - then you will receive a refund of any interest paid.
If you are not already a member of Hoot Credit Union you will be registered as a member as part of the loan agreement process.
*Meeting these criteria does not guarantee acceptance. Interest and repayments depend on individual applications and will be made clear to you when signing the loan agreement. Late repayment of loans can cause you serious money problems. You should only take out a loan if you are comfortable you can afford the loan and can repay on time. Applicants are expected to save with Hoot while repaying their loan.
Free Loan Protection Insurance
We have a group life insurance policy that covers your loan in case of death. Subject to terms and conditions, restrictions apply based on age and cover limits.
Credit reference and fraud protection agencies
We may use credit reference and fraud prevention agencies to help us make decisions. What we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in the leaflet: A condensed guide to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies. If you would like to read the full details of how your data may be used please click here, phone 01204 365024, or ask one of our staff. By confirming your agreement to proceed you are accepting that we may use your information in this way.