Helping to cover the cost of Christmas
Be surprised at how much you can save!
By paying a little into your Christmas Savers account each week, you will be able to sit back and enjoy the festive period knowing you haven't had to run up huge credit card bills or take out a personal loan. Christmas savings are unlocked in mid-November. Make 10 savings deposits into your Christmas Savings account before the unlock date and you will be automatically entered into a draw where one lucky member could win a £100 Christmas Savings Bonus.
Financial Services Compensation Scheme
Your eligible deposits with Hoot Credit Union Ltd are protected by the Financial Services Compensation Scheme, the UK’s deposit protection scheme.
Credit unions are regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Free life savings insurance
Hoots offers free life insurance on your savings and on your loans (age restrictions and limits apply).
The amount covered depends on your age when you put money into the credit union There is no insurance on money saved under the age of 18 or over the age of 80.
How our free life insurance can help:
Life cover protects adds to your savings in case of death and repays your loan if you die before you have paid it off (terms and conditions apply).